How It Works
1. Fill Out a Secure Request Form
Submit a short application with basic details. No paperwork or long wait times.
2. Get Matched with Licensed Lenders
We work only with licensed U.S. lending partners. Based on your profile, we connect you with a lender that may be able to help.
3. Review Complete Loan Terms
If matched, you'll see all loan terms clearly before deciding to proceed — including APR, repayment schedule, and total cost.
4. Receive Funds
If approved, funds are typically deposited into your bank account within one business day.
Why Choose This Service
- Completely free to use — no fees or hidden costs
- No credit score required to check availability
- Only licensed U.S. lenders
- Transparent loan terms presented before commitment
- Secure encryption protects your data
- Available 24/7 on mobile and desktop devices
Loan Details
- Loan Amounts: $100 – $1,000 (varies by lender and state)
- APR Range: 5.99% – 33.99%
- Repayment Terms: Typically 3 to 24 months
Example Loan
Borrow $300 for 6 months at an APR of 14.25%
→ Estimated Monthly Payment: $52.31
→ Total Repayment: $313.86
→ Total Interest: $13.86
*Actual terms depend on the lender, your financial profile, and applicable state regulations.*
Eligibility Requirements
To request a loan, you must:
- Be at least 18 years old
- Be a ...